Quarter Four Financial Strategy for Creatives: Prepping for the Holidays
As we dive into the final quarter of the year, it’s time for creatives to take charge of their business finances and set themselves up for a successful finish. Whether you're a graphic designer, photographer, writer, or any other creative professional, Quarter Four is essential for finishing strong, securing last-minute projects, and taking advantage of the holiday sales surge. Here’s your guide to navigating Quarter 4 (October to December) with financial savvy, preparing for the holidays, and maximizing your year-end sales. 1. Review Your Year-to-Date Financials Before diving into the last quarter, it’s essential to take stock of where you stand financially. Review your income and expenses for the year to date, looking at your cash flow, total earnings, and how you’ve tracked against your goals. This step helps you understand if you're on track to hit your financial targets for the year or if you need to make adjustments in the final months. Tip: Compare your October earnings...